JINS Savings & Loans is a Ghanaian company that was originally incorporated in 2011 as JINS Investments; an investment consultancy firm. The company has had a smooth run till 2016 when its promoters decided to inject additional capital to meet the minimum capital requirement of GHC 15m for the establishment of Savings and Loans companies.
As a fully capitalized Savings and Loans company, the Central Bank of Ghana; Bank of Ghana issued it with the final operating license in January 2017 to undertake the business of financial intermediation.
Minimum deposit of Ghs 20.00 for both savings and current account. SME is Ghs 40.00.
3.5% for business loans,4% for personal loans and 4.5% for micro loans.
Yes. However, an account must be opened for disbursement.
The Fixed Deposit rate varies on the amount the individual wants to engage in