NEWS

Jins Savings and Loans Has Moved To A New Head Office Building

About Us

JINS Savings & Loans is a Ghanaian company that was originally incorporated in 2011 as JINS Investments; an investment consultancy firm. The company has had a smooth run till 2016 when its promoters decided to inject additional capital to meet the minimum capital requirement of GHC 15m for the establishment of Savings and Loans companies.

As a fully capitalized Savings and Loans company, the Central Bank of Ghana; Bank of Ghana issued it with the final operating license in January 2017 to undertake the business of financial intermediation.

Who We Are
JINS Savings & loans is a Ghanaian company that was originally incorporated in 2011 as JINS Investments; an investment consultancy firm.
Our Vision
To provide everyone with access to financial products and services at affordable rates and in the most cost-effective manner.
Our Mission
To deliver unique financial solutions that optimizes customer satisfaction and shareholder value through the use of modern technology and a well-motivated professional staff.

Our Products

Account Packages
Accounts
We have different types of accounts to suit you
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Loans
Loans
We have different types of loan you will be interested
Let’s start
Our Branches
Branches
We are in many places
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Why you should
save with us

Quality Service
Bringing the resources and reputation of one of the nation's top financial services companies.
Satisfaction
We are committed to truly understanding your business. We work as an extension of your own team - trusted, dedicated, accessible and responsive.
High Performance
To us high performance and being successful is not only about making profit. It's about proving yourself and improving, about making a difference in every industry and environment.

Frequently asked questions

  • What is the minimum deposits for account opening?

    Minimum deposit of Ghs 20.00 for both savings and current account. SME is Ghs 40.00.

  • What is the current loan interest rate ?

    3.5% for business loans,4% for personal loans and 4.5% for micro loans.

  • Can I secure a loan if I don't have accounts with JINS?

    Yes. However, an account must be opened for disbursement.

  • What is the fixed deposit rate?

    The Fixed Deposit rate varies on the amount the individual wants to engage in

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